Once we have a bad record on our credit report, we all know how hard it is and how long it would take to get it fixed. The good thing is that there is a way to get it cleaned up in a very efficient way. We’ve all heard about the Lexington Law and read reviews (Here is a helpful Lexington Law Firm review from crediful.com) and how many credit reports have they fixed over the years. If you are one of the people who is also having a problem in fixing your credit score, check out the step by step procedure of Lexington Law on how you’ll be cleared with all the bad records you have on your credit report.
1. Case Intake
Lexington Law will not be the one to approach you. The process starts with you upon signing up for their services. Once you have signed up, they will need the copy of your credit report based on the major credit bureaus such as Equifax, Experian, and the TransUnion. The Lexington Law may require other supporting documents that can back up your situation.
2. Legal Action
Lawyers and Paralegals will work in your case to check the things that can be done to clean out the disputes and charge-offs. There is no need to worry because the people who will be assigned to your case are all experts on different situations.
3. Credit Score Analysis
The credit score analysis step depends on the kind of plan you signed up for. If you go for the Concord Premier Plan, then there will be a monthly summary report sent to you from Lexington Law, stating the things that can be done to improve your credit score.
4. Follow-Up & Escalation
You have to be patient because fixing a credit report is not an easy thing to do. There will be a lot of battles for disputes with the different credit bureaus. If ever you will receive any info from the different bureaus, it is important that you coordinate immediately with Lexington Law.
Patience is the key in fixing your credit score. Remember that it doesn’t work overnight, but you will surely get things done in no time.