California law says that you should not be denied insurance coverage just because you are deaf. You should not normally be charged a higher premium because of your hearing loss. This applies to automobile and health insurance.

The State Department of Insurance will accept your complaint. It will investigate and can force insurance companies to comply with the law. If successful in court, you may be awarded any additional money you paid for auto insurance plus $100 and attorney’s fees. Federal law also prohibits discrimination by employer or union provided health care plans. The U.S. Department of Justice accepts complaints related to such plans.